Known for its lakes, rivers, hot springs, rice, and active diamond mine – Arkansas is the glory of the United States. Arkansas is the best place to live in if one desires to keep living costs low, experience nice weather, and enjoy outdoor activities. But to live without having a health insurance plan in Arkansas is not at all a good thing. Arkansas offers various affordable health insurance plans for the citizens. Get health insurance quotes in Arkansas at Sheer Quote to buy affordable health insurance in Arkansas!
How to enroll in the Arkansas health insurance marketplace?
Generally, to enroll in the Arkansas health insurance marketplace you have to sign up for health insurance coverage on HealthCare.gov which is an online platform for the enrolment process for the marketplace. Besides, there are also alternative ways for the enrolment of health insurance in the health insurance marketplace of Arkansas.
If you are not familiar with using the online platform, then don’t worry you can enroll in the marketplace via alternative options. You can request an application form via mail or by calling at helpline number which will be mailed to you. Fill up the paper application and mail it to apply for enrolment. Another option is you can enroll in person with the help of a local insurance agent or broker. Or even you can call at marketplace call center helpline number.
To apply for coverage online, you are supposed to create a marketplace account and provide all the information required or asked for coverage. If you’re opting for individual coverage, then you are required to provide information about yourself and if you are opting for a family coverage plan then you will be asked for information about your family members as well as about yourself too. Even if a family member is not applying for health insurance coverage, then also you need to provide their information so you can know whether you are eligible for financial assistance or not. You can even get health insurance quotes in Arkansas online for free to buy affordable health insurance in Arkansas.
What is the average cost of health insurance in Arkansas?
Health insurance plans in Arkansas are classified into four metal categories that determine the cost of your health insurance. These four categories are – bronze, silver, gold, and platinum. Premium, deductible, copays, and coinsurance cost depends upon the category you opt for. Bronze plans have the lowest premiums and higher deductibles as compared to other categories. While gold and platinum have a higher premium and lower deductibles. The average cost of a bronze plan is $311 in 2022. However, the average cost of an affordable gold plan is $458 in 2022. You can get health insurance quotes in Arkansas online and compare them to buy affordable individual health insurance in Arkansas.
Best Health Insurance Companies in Arkansas
Majorly there are three active health insurance companies in Arkansas and these are as follows:
- Arkansas Blue Cross and Blue Shield
- QualChoice Health Insurance
- Ambetter of Arkansas, through Centene Corp.
Get health insurance quotes in Arkansas online and compare them to buy best affordable health insurance in Arkansas. You can also compare quotes of life insurance at Sheerquote if you are planning to buy life insurance in Arkansas.
Cheap Health Insurance in Arkansas
Health insurance quotes in Arkansas helps to acquire cheap or affordable health insurance in Arkansas. Arkansas care for the health of its people and hence offers various health coverage programs for low-income adults and children under the state’s Medicaid program. The main three cheap health insurance coverage are as follows:
1. Medicaid
In Arkansas, Medicaid offers medical coverage for those people whose income is less than 100% of the federal poverty level. Medicaid is for low-income residents who meet at least one of the following stated criteria:
a. At least 65 years old
b. Have a disability
c. Responsible for a minor child
d. Pregnant
You can apply for Medicaid online via phone or mail if you meet any one of the above-mentioned criteria. If you apply through the health insurance marketplace, then the system will notify you whether you are eligible for Medicaid or not. Get health insurance quotes in Arkansas online and compare them to buy individual health insurance in Arkansas.
2. Arkansas Works
Arkansas Works is a Medicaid program that provides health care coverage for low-income adults aged between 19 to 64 with a household income that lies between 100% to 138% of the federal poverty. You may have to pay a monthly premium or copay which will be determined on the basis of your income.
Insurance offered through Arkansas works program covers doctor visits, maternity care, emergency services, lab tests, hospital stays, mental health care, prescription drugs, and many other services. Get Arkansas health insurance quotes and compare them online to buy best affordable health insurance in Arkansas.
3. ARKids First
In Arkansas, ARKids First offers health insurance coverage for children aged up to 19 years. This program ensures a wide range of services such as doctor visits, chiropractic services, dental care, emergency ambulance service, hospital stays, hearing and vision care, speech therapy, and many others.
Some benefits are confined and some can be acquired with a referral from the primary care provider. Get Arkansas health insurance quotes online and compare them to buy affordable individual health insurance in Arkansas.
Short-term Health Insurance Plan in Arkansas
Short-term health insurance plans are also known as limited duration plans. The reason that makes it appealing or attractive is that one can enroll for a short-term health insurance plan anytime because it has no particular enrolment period. You don’t have to worry about the deadline or wait to enroll in the short-term health insurance plan.
Short term health insurance plan is a good choice for temporary insurance but remember that these plans are not compliant with the Affordable Care Act (ACA) hence these plans may often lack essential health benefits. However, if you are fit and fine then you can ensure good health coverage for yourself and your family without any delay with some plan activates as early as possible.
Get health insurance quotes in Arkansas online and compare them to buy best affordable short-term health insurance in Arkansas. You can also compare quotes home insurance and final expenses at Sheer Quote for free!